A man during a video call on a laptop shows a woman smiling on the screen, sitting at a wooden table with notebooks, a pen, a smartphone, and a water bottle, surrounded by potted plants.

This is What Financial Coaching Should Have Been All Along — a Real Assessment of Where You Stand. Not Just Advice.

We built this engagement around one question: what does this household actually need to move forward? The answer is never just a conversation. It's a diagnosis, a roadmap, and the right tools in your hands.

SCHEDULE YOUR DISCOVERY CALL

Income comes in. Bills get paid. Whatever's left gets managed in the moment. It works — until it doesn't.

When something disrupts the routine, there's nothing underneath to absorb it.

That's not a discipline problem. That's a planning problem.

The 1:1 Transformation Coaching engagement exists for people ready to change that — with a real assessment, a roadmap built around your specific situation, and the tools to execute it.

The Problem Usually Isn’t the Decisions. It’s That No One Ever Built a Real Plan Around Them.

Your household deserves a real plan. Here’s how we build it together — or you build it yourself.

Financial Blueprint Builder

Self-directed. Your pace. Your plan.

You know something needs to change — you just haven't had the right structure to figure out where to start or what to do first.

The Blueprint Builder gives you a complete financial planning system — 24 tools, organized by how money actually moves through your life — so you can diagnose your situation and build a real plan on your own terms.

Right for you if

You're self-directed and ready to do the work. You don't need someone alongside you — you just need the right tools in the right order.

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$499: One-time. Lifetime access.

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1:1 Transformation Coaching

Guided. Personalized. Built around your household.

You've tried managing your finances on your own — maybe even with tools — but something keeps not sticking. You're not sure if it's the plan, the execution, or both.

Over four structured sessions, we identify exactly what's holding your household back, build a financial system around your real life, and work through it together until the habits are in place — not just the plan.

Right for you if

You want a personalized approach — someone to think through your specific situation with you, not hand you a generic roadmap.

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$495/session

Four-session engagement — $1,980 total. (most chosen)

Not sure you need all four? We'll scope the right package on your discovery call.

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Why Coaching Works When DIY Doesn't

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Accountability through the moments plans fall apart

Knowing what to do and actually doing it are different things. Life gets complicated, motivation fades, and priorities compete. Having someone in your corner who keeps the plan on track — not just when things are going well — is what separates lasting change from a good intention.

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Someone thinking strategically about your specific situation

The Blueprint Builder gives you the tools. Coaching gives you someone who understands how to apply them to your specific circumstances — your income, your obligations, your goals — and helps you think through the decisions that matter most.

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A clear picture of where you actually stand

Most people are making financial decisions without a complete view of their situation. The engagement starts with a thorough assessment — your Financial Independence score, your full financial profile, where the gaps are — so every decision that follows is grounded in reality, not assumptions.

What Happens When the Plan Actually Fits

  • "Next Level Results"

    My experience working with 40amcapital was amazing. Dewayne pays close attention to detail and your past life experiences to guide you with your finances. Not only finances but the mental aspect of it too. He makes sure you understand every step of the way. Highly recommend to anyone looking to take their finances to the next level! 

    ~Miguel G.~

    ⭐⭐⭐⭐⭐

  • "A 5-Star Experience"

    Working with DeWayne and 40AM Capital has truly been an enriching experience. It was clear from the beginning that this was unlike any financial coaching we've had before. My husband and I began this journey separately and ended up walking away from each session more confident than the last, together! DeWayne helped us realize our goals, areas for alignment, and provided us with a pathway forward. Each session built upon the last, truly feeling like the beginning of a solid foundation. It felt great to have someone in our corner, and we can't thank DeWayne enough for his patience and his guidance. 40AM Capital was a 5-star experience. Thank you!

    ~Katrina L. and Tymir C.~

    ⭐⭐⭐⭐⭐

Ready to Build a Plan That Actually Fits Your Life?

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